Tag Archives: uber

Be Careful, Uber Drivers – Insurance Issues in New Jersey Accidents

Ridesharing programs are a good way for car owners to make a little bit of extra cash, but too often, Uber drivers are unaware of how the company’s insurance works. This can lead to complications if the driver is in a car accident and suffers injury as a result. How Does Uber Insurance Protect Drivers from Injury? Uber’s insurance works differently depending on what a driver is doing at the time of the accident. If an Uber driver is offline when an accident happens, then Uber’s insurance does not cover injuries. When a driver accepts a trip up through its conclusion, Uber provides a commercial auto insurance policy with $1 million of liability per incident. An additional $1 million is offered to all occupants of the vehicle for uninsured/underinsured injury coverage. If a driver is available, but is not driving passengers, the driver’s personal insurance is largely responsible for covering…
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What Happens in a Ridesharing Car Accident?

Traditional taxi cab companies are required by law to carry all sorts of insurance, covering both the cars and drivers. In addition, the drivers and their vehicles must have special licenses and meet certain regulations before they ever leave the garage. States and local municipalities also have very specific laws and ordinances to protect cab drivers and their passengers. However, ridesharing companies, such as Uber and Lyft, conveniently operate in something of a legal limbo. Ridesharing companies have taken a lot of heat from taxi companies since their conception, but have continued to grow exponentially. Other car services criticize the app companies for operating without the same rules and regulations they are forced to adhere to. Uber and Lyft have gotten away with avoiding a lot of employment law and car service regulations by arguing that they simply connect people that need a ride with willing drivers. What Happens in…
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