If you are a vehicle owner in New Jersey, you probably have auto insurance, but you may not think much about the details of your policy.
However, you should know what your policy’s fine print says. Our Atlantic City car accident attorneys have handled numerous cases over the years where the financial costs associated with a crash have reached millions of dollars, far exceeding the coverage of a driver’s insurance policy.
If your policy has lower limits—you could potentially be held liable for a crash and be forced to pay out-of-pocket costs if an accident results death or injuries. With this in mind, in New Jersey several types of coverage are available for drivers. These include:
- Bodily Injury Liability Coverage – this pays for claims and lawsuits by people injured in accidents you cause
- Property Damage Liability Coverage – pays for claims involving property damage
- Uninsured and Underinsured Motorist Coverage – pays for property or injuries when you are involved in an accident caused by an uninsured or underinsured motorist
- Personal Injury Protection (PIP) Coverage – in many cases, this pays for medical bills that stem from accidents, although there are often deductibles involved
You should check your policy limits to make sure you are adequately covered in the event of an accident. Often, the cheaper your car insurance premiums are, the worse your coverage is.
Having a Car Accident Investigated by Our Atlantic City Injury Attorney
If you or your loved one has been injured in a car accident, speak to our Atlantic City injury attorneys. Our lawyers are not scared to take on insurance companies to make sure that clients obtain all of the compensation they are entitled to receive.
We fight to secure money for clients, which can help pay for the costs associated with care, helping them recover emotionally and physically following accidents.
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Targan Pender & Strickland, P.C. – Atlantic City Injury Attorneys